This episode deals with the fellow's attitudes related to money. Wes hates to go into debt for anything (since his parents were always in debt). Tom-Tom lives vicariously as he makes a series of ""deals"" to get himself a car. Vern, though initially conservative, learns from Tom-Tom that you have spend money to make money. Howie wants his motorbike, and has to learn the lesson of making sure that, in the end, you have the money to pay for it.