Jackie and Curtis have big plans to tear down and rebuild their home but will the budget fit their dreams? Contessa realizes that that being away in Nashville is making her a distant memory to her family. Simone's friend Buffie throws a Fab and Frugal party where things get ugly when Toya is put on the spot about past money woes. Later, Toya throws a paint and sip for her birthday with a surprise twist that shocks her friends.