YEE goes to meet a troublesome client and realizes that she is his troublesome relative Grandma SAM. Grandma SAM invites YEE, HING and HEI for a meal in the restaurant. She acts tyrannically and everybody finds her annoying. Grandma SAM asks to stay overnight at KO family. She keeps criticizing all the time and all family members find her unbearable. They urge YEE to finish Grandma SAM’s insurance plan as soon as possible. YEE finally finishes the plan but Grandma SAM has disappeared!