Dharma decides that her accident must be a manifestation of the universe shuffling her cosmic deck of cards so that she can help people—from the hospital, physical therapy, insurance company, etc.—whom she otherwise wouldn't have met. Yet while Dharma loves giving help to others, she's not nearly as fond of accepting it for herself, even when she's in a wheelchair. Meanwhile, Greg deals with an insurance problem—the company has paid them twice by mistake, but won't listen to his attempts to explain.