KIM borrows money from TO. CHUEN is surprised TO lends him the money right away. She jots down the amount KIM has borrowed and tells TO to get it back. He promises he will do it, for fear she will do it herself. TO tells CHUEN he has got the money back, and presents her some cash as he is saying this. She discovers his ATM advice slip nevertheless, and decides to help TO get the money back. She asks KIM to order baby products for her on one hand, and makes him pay for the meal they have with SUM. KIM cannot believe his eyes when he receives his credit card statement. YEE thinks he should ask CHUEN to pay him back. He does not want to do so, believing this is too petty. AUNTIE SZE owes CALLY money but she does not bother to pay it back. CHUEN teaches CALLY how to take advantage of AUNTIE SZE but…