Meanwhile, CHUEN loses a lot of money in the gambling, and his debtor requests him to remit 300 pounds immediately. CHUEN has mortgage the house already; yet, still cannot pay off his debts. In view of the financial difficulties, MEI agrees to marry YUI and forgoes her love towards the man who rescued her in the lagoon. LO also disagrees at first; however, in considering of the health YUI, LO accepts at last.