SUM wants to buy a new car for their new family. MING bumps into FUNG at a car showroom. He is curious how his wealth came from. MING visits FUNG in the evening. FUNG tells him he has been doing very well in the oil futures market but he believes the oil prices are going to drop soon. MING decides this will be a good opportunity to defeat the bank. Later, he suggests SUM buying oil futures. YUEN and NIN have a chat on the roof. He returns his ring to her, but she hopes they could start over. NIN tells ANGIE what she thinks of her. The oil futures prices have dropped considerately. On behalf of SUM, MING explains to the directors the drop is merely an adjustment to the market. The directors are relieved when he moves on to saying that he will resign should the situation go worse. MEI is irritated when she sees MING and SUM kissing. MAN goes to pick up a fight with MING when he learns about SUM’s pregnancy.