It's the coldest winter for fifty years and, whilst Harvey gets cosy with Frieda, Rita is feeling the bite. Firstly, after Stanley's headmaster has visited and had to stay the night on the sofa after being snowed in, she has to contend with his irate wife.Then the water mains freeze up, closing her salon when she is in debt to the landlord. Leo writes another cheque, but his possessive mother cancels it. Fortunately, Veronica is so keen to work with Rita that she is prepared to lend her her life savings.